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FHA loans for bad-credit borrowers. FHA loans are issued by FHA-approved banks and mortgage lenders. They are guaranteed by the government, which means lenders are more willing to lend to bad.
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How to Get a Mortgage With Bad Credit | US News – The latter includes online lenders, some of which offer bad credit home loans and use nontraditional underwriting methods to get a sense of a borrower’s ability to repay a loan. If you prefer to get a conventional mortgage not guaranteed by the federal government, you may be able to qualify.
The loans earned a bad reputation as commission-hungry salespeople preyed. People could borrow against a reverse mortgage line of credit when markets were down, rather than selling shares at their.